A Humanitarian Investment

    In the last decade, medical advances accompanied with our aging baby boomers, have caused the viatical industry to gain increased popularity within  the investment community.  Experts in the medical field agree that people are living longer and these later year of life are the most expensive and that absolutely no cures are foreseen at this time for illnesses such as: A.I.D.S. Lou Gehrig's disease, Parkinson's disease, cancer, heart disease, Alzheimer's, and other less common terminal illnesses.  Terminal illness and long term care costs have become the primary cause of bankruptcy in the U.S.  As a result, viatical settlements have come a viable financial opportunity for both the individual who wishes to sell his/her policy (the "viator") and the investor (the "purchaser").

    Through the viatical settlement, the seller can achieve economic stability and security unobtainable through any other means.  People born after the 1940's have purchased an average of four (4) times the amount of life insurance than the previous generations.

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